We understand that you may be hesitant to create a profile and get access to advanced features. However, the primary reason for an account is to maintain our security standards and communicating important information.

We'd like to break it down into 4 main reasons for an account.

Access Control
Creating an account allows the app to ONLY give you access to your information and restrict access to any unauthorized parties. This is why we ask everyone to confirm their email first before using advanced features.

Encryption
With an account, your information on the app can be encrypted using an email address as the unique hash and decrypted back into a human-readable form using your password.

Secure Storage
Advanced features like the stress test or ability to save scenarios all require cloud communication. In order to identify you across multiple devices, you need to use your email and password for authentication.

Communication
The system may email you important account notification such as security updates, password resets or reports that you need outside of the app.

We have over 600,000 happy users and we do not disclose any information to a third party without an expressed consent. We also don't contact our users out of the blue for a mortgage. In order for us to establish contact, you have to formally initiate a request.

We hope this all makes sense and you are more comfortable to unlock the full power of CMA.