The purpose of the Home Ownership Program 

To facilitate home ownership for buyers and provides incentives for families to promote sustainable development throughout the city of Montréal.

Who is eligible?

  • Households who buy a first property that is a new residential unit;
  • Families with at least one child under 18 who buy a first property that is an existing residential building with 1, 2 or 3 above-ground dwelling units;
  • Families with at least one child under 18 who already own a property (or have owned one in the last 5 years) and purchase a newly-built 3-bedroom property.
The amount of financial assistance varies according to the type of household and the type of property. This includes a lump-sum payment for the purchase of a new property and, the refund of the real estate transfer tax ("welcome" tax) for families. 

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