A verified lead opportunity is a prospect who has:

• Completed the full Lead Journey (not a partial form)
• Verified their contact information (phone, email, or both)
• Provided all mandatory data fields, plus many optional ones, needed to run a real mortgage analysis
• Received a complete analysis or certificate, and you receive the same data injected directly into your Loan origination system (LOS) as a deal.

In other words, this is not a raw inquiry. It’s a fully qualified, analysis-ready opportunity.

Refinance Lead Opportunity includes:

• Name and verified contact info
• Refinance goal (lower payment vs interest savings)
• Current mortgage details (balance, rate, term, payment, frequency and maturity)
• All debts to consolidate (balances, rates, payments, frequencies), including Credit cards, Car loans, HELOCs, Line of credits, other Mortgages, Personal loans, Student loans.
• Broker-only analysis comparing multiple strategies, including:
  • Current Mortgage Interest in the remaining term
  • Current Debt Interest in the remaining term
  • Remaining amortization calculation and new amortization
  • New mortgage scenarios and savings
  • Break-even timing
  • 3-month penalty estimates
  • New mortgage payments and cash flow impact
  • End-of-term balances with and without refinance

Purchase / Pre-Qualification Lead Opportunity includes:

• Name and verified contact info
• The anticipated location (city, province) of the property
• Property intent (location, property type, occupancy, new build status)
• Buyer profile (first-time buyer, citizenship, other properties owned)
• Total available funds
• Employment status, full Income and stated credit rating
• Liability picture including
  • Credit cards (balances and limits)
  • Car loans (balance, payment, frequency and lease status)
  • Personal loans (balances)
  • Line of credits (balances and limits)
  • Student loans (balance and repayment status)
  • Spouse or Child support (payments and frequencies)
  • Any other liabilities (payments and frequencies)
• Complete affordability and insurability analysis, including:
  • Maximum Purchase Price
  • What portion of the total funds is used for the down payment
  • Insurability, LTV and GDS/TDS details
  • Estimated Closing costs (land/property transfer taxes, title registration, fthb rebate, new built home rebates, foreign buyer tax). 
  • Estimated Mortgage Amount & Mortgage Insurance Premium
  • Estimated total monthly cost with estimated property taxes, condo fees, and heat expenses, considering rental income

Both you and the prospect receive a complete analysis, and the opportunity is automatically created as a deal in your LOS.

This is why we call it a verified opportunity, not just a lead. 

You are not paying for a name and phone number. You are getting a prospect who has done the work upfront, shared meaningful financial data, and is ready for a high-intent conversation.

Also worth noting: Our PreQual PRO is currently the only tool on the market that intelligently allocates available funds between down payment and closing costs, running thousands of simulations to maximize purchase price while protecting buyers from closing-cost surprises.